Our Services

 

Each individual, family and business has goals that are unique to them.  We help our clients to clearly identify their goals so that we can develop a customized financial program to reach those goals.  As we guide you through the step-by-step process of implementing your action steps, we may utilize the following products and services:

• Comprehensive Financial Plan Development

• Investment Management

• Life, Health, Disability, and Long Term Care Insurance

• Budgeting and Debt Management

• Retirement Strategies

• Mortgage Financing and Re-Financing

• Business Strategic Planning and Consulting Services

• Employee Benefits

• Employer Sponsored Retirement Plans such as a 401(k), SEP IRA or SIMPLE IRA

• Group Health, Dental, and Vision Insurance

Because we are an independent financial services company, we do not have any proprietary products that must be used.  Therefore, we have the freedom and flexibility to provide you with impartial advice in recommending the appropriate products and services to help meet your unique, specific needs.  With our commitment to detail, we are with you each step of the way to assure implementation and integration of your financial plan and related goals.

We are a fee-based financial firm meaning that some of our services are based on a fee-only structure while others may be subject to a commission.  Because of our fiduciary relationship with you, our client, be assured that we will always put your needs first and that fees or commissions will never be considered when making our recommendations to you.

The relationship with your financial advisor will be long-term and one that will have a substantial impact of your life.  For this reason, it is imperative to hold an initial consultation where we can further explore your needs, discuss the services we offer and our fee structure, and determine if we are a good fit for each other.  This one-hour consultation is provided on a complimentary basis.